Short Term Health Insurance Plans l Affordable Health Insurance Plans l Health Insurance Quote Online
Life Insurance Short-term health insurance plans are useful, and this is more so when you are switching over jobs and are not presently under any group insurance coverage, or when you are still engaged in studies. The usefulness of Short Term Health Insurance Plans should be understood completely so that you can take advantage of these resourceful programs. It offers the protection during the transition period due to changing jobs with the needful health insurance cover.
How to Get Normal Health Insurance Coverage plans?
You can avail the facility of these plans for six to twelve months at best after which you must Get Normal Health Insurance Coverage Plans for self and the family. To obtain a short term health insurance, you have to follow very simple procedures unlike with standard insurance plans. The aim of a health insurance plan is to protect the individual from sudden eventualities like sickness or catastrophes. The services do not include vaccinations, dental care, ophthalmic or preventive care treatments.
If you are covered under any short term health insurance plan, you are barred from receiving any other facilities from any other programs including HIPAA. HIPAA are health plans for citizens with pre-existing diseases and are not Standard Health Insurance Plans. Short term health care plans become irrelevant in the presence of HIPAA plans. You should acquire the knowledge of the HIPAA act in details from your health insurance consultant.
Best Benefits For Short Term Health Insurance Plans
If you have any pre-existing sickness since the previous three to five years, you will not be able to take the Benefits Short-Term Health Insurance Plans. In such a situation you must explore the possibilities of relief relating health insurance matters through interactions with experts or your employers.
The short term health insurance plan can be availed of with either a straight payment or usual payments per month. If you are sure about the time you’re going to be in need of a health insurance plan, it is reasonably beneficial to pay a single upfront premium; otherwise, you can safely choose the monthly mode of payment.
You have to declare the duration of the health insurance plan in case of the single upfront payment system, and the method terminates automatically at the end of the period. No claims for refunds are entertained even if you have been covered by other separate health insurance plans. If you need an extension of the program, you have to make an application to this effect. You can get wide coverage under your short term health insurance plan in a onetime payment mode.
Short-Term Health Insurance Coverage Plan becomes effective within 24 hours of the receipt of the application and related payment either through credit card or by any other speedy payment methods. You have a grace period of 30 days to submit the payment after the submission to make your health insurance plan effective.